We are all wainting for the day when debt will be magically banished from all the reports.
Some persons call it the coming of Christ, but I name it the coming of the debt-eraser. Okay, I'm evidently being stupid right now, but how awesome would this be? We'd all certainly call this person a saint of some sort. I am sure I would plaster his/her face on my living room wall in a 20/30 frame.
At this point I'd even be satisfied if my credit card debt was erased. The relief would be immeasurable. Speaking of those little plastic devils, how much do you currently owe on yours? I give you my word these suckers should come with the numbers 666 written across the front. Just as a fair warning to all who use them. Someone please create the interest free credit cards. The world would be a much happier place.
I was Christmas shopping the other day. After all, this is the time of the year to be cheerful, right? Well, how in the heck am I supposed to be cheerful when I know that my credit card is going to charge me some ridiculous interest rate every month? I wince with a tentative twinkle in my eye every time I whip the thing out.
I don't want to use the darn thing, but , if you're broke from paying bills, you hardly have 20 other options. It's not like you can simply dismiss the notion of getting presents for the loved ones. That wouldn't go over so well. Of course this wouldn't be an issue at all if one had a few interest free credit cards.
But, where on earth can you get these? Well, I'm glad you asked. You can indeed find interest free credit cards, but like always, there is usually a catch. They're generally interest free just for balance transfer, and this only lasts for a year from the date you receive the card. So don't plan on getting interest free credit cards that apply to purchases. Make sure to read the fine print on the back of each document/pitch you get in the mail. The purchase interest rate is normally HIGH, and the cash-advance one is always worse.
I just remembered the only time I encountered true interest free credit cards. It was back when I started college. I was offered a couple interest free credit cards with 0 APRs on purchases. They only had 200 dollar limits and if you exceeded the limit, your interest rate was atrocious. Other than that, these advantageous credit cards cease to exist.
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